diff --git a/bsip-0004.md b/bsip-0004.md
index 087f972..d052bff 100644
--- a/bsip-0004.md
+++ b/bsip-0004.md
@@ -43,6 +43,13 @@ used by the committee to serve BitShares directly. By approving this proposal,
 those funds were distributed to the referral program which could improve
 adoption.
 
+# UIA vs Committee Asset 
+
+When trading between two assets controlled by the committee it goes to the referral program, 
+when trading between a UIA and an asset controlled by the committee the fee should go to the UIA issuer. 
+In this way asset issuers get the same income they would get if they traded BTS vs an asset on their
+local exchange.
+
 # Copyright
 
 This document is placed in the public domain.