diff --git a/app/build.gradle b/app/build.gradle
index 6fa24b9..9cbc32d 100644
--- a/app/build.gradle
+++ b/app/build.gradle
@@ -24,10 +24,12 @@ android {
 
 dependencies {
     implementation fileTree(dir: 'libs', include: ['*.jar'])
-    implementation"org.jetbrains.kotlin:kotlin-stdlib-jdk7:$kotlin_version"
+    implementation "org.jetbrains.kotlin:kotlin-stdlib-jdk7:$kotlin_version"
     implementation 'com.android.support:appcompat-v7:28.0.0'
     implementation 'com.android.support.constraint:constraint-layout:1.1.3'
     implementation 'com.android.support:design:28.0.0'
+    implementation 'com.android.support:support-v4:28.0.0'
+    implementation 'android.arch.lifecycle:extensions:1.1.1'
     testImplementation 'junit:junit:4.12'
     androidTestImplementation 'com.android.support.test:runner:1.0.2'
     androidTestImplementation 'com.android.support.test.espresso:espresso-core:3.0.2'
diff --git a/app/src/main/java/cy/agorise/bitsybitshareswallet/activities/MainActivity.kt b/app/src/main/java/cy/agorise/bitsybitshareswallet/activities/MainActivity.kt
index 359ecaa..d93fea7 100644
--- a/app/src/main/java/cy/agorise/bitsybitshareswallet/activities/MainActivity.kt
+++ b/app/src/main/java/cy/agorise/bitsybitshareswallet/activities/MainActivity.kt
@@ -1,21 +1,19 @@
 package cy.agorise.bitsybitshareswallet.activities
 
-import android.support.design.widget.Snackbar
 import android.support.v7.app.AppCompatActivity
 
 import android.support.v4.app.Fragment
 import android.support.v4.app.FragmentManager
 import android.support.v4.app.FragmentPagerAdapter
 import android.os.Bundle
-import android.view.LayoutInflater
 import android.view.Menu
 import android.view.MenuItem
-import android.view.View
-import android.view.ViewGroup
 import cy.agorise.bitsybitshareswallet.R
+import cy.agorise.bitsybitshareswallet.fragments.BalancesFragment
+import cy.agorise.bitsybitshareswallet.fragments.MerchantsFragment
+import cy.agorise.bitsybitshareswallet.fragments.TransactionsFragment
 
 import kotlinx.android.synthetic.main.activity_main.*
-import kotlinx.android.synthetic.main.fragment_main.view.*
 
 class MainActivity : AppCompatActivity() {
 
@@ -74,9 +72,11 @@ class MainActivity : AppCompatActivity() {
     inner class SectionsPagerAdapter(fm: FragmentManager) : FragmentPagerAdapter(fm) {
 
         override fun getItem(position: Int): Fragment {
-            // getItem is called to instantiate the fragment for the given page.
-            // Return a PlaceholderFragment (defined as a static inner class below).
-            return PlaceholderFragment.newInstance(position + 1)
+            return when (position) {
+                0       -> BalancesFragment()
+                1       -> TransactionsFragment()
+                else    -> MerchantsFragment()
+            }
         }
 
         override fun getCount(): Int {
@@ -86,44 +86,9 @@ class MainActivity : AppCompatActivity() {
 
         override fun getPageTitle(position: Int): CharSequence? {
             return when (position) {
-                0 -> ""
-                1 -> "Transactions"
-                else -> "Merchants"
-            }
-        }
-    }
-
-    /**
-     * A placeholder fragment containing a simple view.
-     */
-    class PlaceholderFragment : Fragment() {
-
-        override fun onCreateView(
-            inflater: LayoutInflater, container: ViewGroup?,
-            savedInstanceState: Bundle?
-        ): View? {
-            val rootView = inflater.inflate(R.layout.fragment_main, container, false)
-            rootView.section_label.text = getString(R.string.section_format, arguments?.getInt(ARG_SECTION_NUMBER))
-            return rootView
-        }
-
-        companion object {
-            /**
-             * The fragment argument representing the section number for this
-             * fragment.
-             */
-            private val ARG_SECTION_NUMBER = "section_number"
-
-            /**
-             * Returns a new instance of this fragment for the given section
-             * number.
-             */
-            fun newInstance(sectionNumber: Int): PlaceholderFragment {
-                val fragment = PlaceholderFragment()
-                val args = Bundle()
-                args.putInt(ARG_SECTION_NUMBER, sectionNumber)
-                fragment.arguments = args
-                return fragment
+                0       -> ""
+                1       -> getString(R.string.title_transactions)
+                else    -> getString(R.string.title_merchants)
             }
         }
     }
diff --git a/app/src/main/java/cy/agorise/bitsybitshareswallet/fragments/BalancesFragment.kt b/app/src/main/java/cy/agorise/bitsybitshareswallet/fragments/BalancesFragment.kt
new file mode 100644
index 0000000..8d2d455
--- /dev/null
+++ b/app/src/main/java/cy/agorise/bitsybitshareswallet/fragments/BalancesFragment.kt
@@ -0,0 +1,34 @@
+package cy.agorise.bitsybitshareswallet.fragments
+
+import android.arch.lifecycle.ViewModelProviders
+import android.os.Bundle
+import android.support.v4.app.Fragment
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+
+import cy.agorise.bitsybitshareswallet.R
+import cy.agorise.bitsybitshareswallet.viewmodels.BalancesViewModel
+
+class BalancesFragment : Fragment() {
+
+    companion object {
+        fun newInstance() = BalancesFragment()
+    }
+
+    private lateinit var viewModel: BalancesViewModel
+
+    override fun onCreateView(
+        inflater: LayoutInflater, container: ViewGroup?,
+        savedInstanceState: Bundle?
+    ): View? {
+        return inflater.inflate(R.layout.balances_fragment, container, false)
+    }
+
+    override fun onActivityCreated(savedInstanceState: Bundle?) {
+        super.onActivityCreated(savedInstanceState)
+        viewModel = ViewModelProviders.of(this).get(BalancesViewModel::class.java)
+        // TODO: Use the ViewModel
+    }
+
+}
diff --git a/app/src/main/java/cy/agorise/bitsybitshareswallet/fragments/MerchantsFragment.kt b/app/src/main/java/cy/agorise/bitsybitshareswallet/fragments/MerchantsFragment.kt
new file mode 100644
index 0000000..827c985
--- /dev/null
+++ b/app/src/main/java/cy/agorise/bitsybitshareswallet/fragments/MerchantsFragment.kt
@@ -0,0 +1,34 @@
+package cy.agorise.bitsybitshareswallet.fragments
+
+import android.arch.lifecycle.ViewModelProviders
+import android.os.Bundle
+import android.support.v4.app.Fragment
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+
+import cy.agorise.bitsybitshareswallet.R
+import cy.agorise.bitsybitshareswallet.viewmodels.MerchantsViewModel
+
+class MerchantsFragment : Fragment() {
+
+    companion object {
+        fun newInstance() = MerchantsFragment()
+    }
+
+    private lateinit var viewModel: MerchantsViewModel
+
+    override fun onCreateView(
+        inflater: LayoutInflater, container: ViewGroup?,
+        savedInstanceState: Bundle?
+    ): View? {
+        return inflater.inflate(R.layout.merchants_fragment, container, false)
+    }
+
+    override fun onActivityCreated(savedInstanceState: Bundle?) {
+        super.onActivityCreated(savedInstanceState)
+        viewModel = ViewModelProviders.of(this).get(MerchantsViewModel::class.java)
+        // TODO: Use the ViewModel
+    }
+
+}
diff --git a/app/src/main/java/cy/agorise/bitsybitshareswallet/fragments/TransactionsFragment.kt b/app/src/main/java/cy/agorise/bitsybitshareswallet/fragments/TransactionsFragment.kt
new file mode 100644
index 0000000..aaf4fff
--- /dev/null
+++ b/app/src/main/java/cy/agorise/bitsybitshareswallet/fragments/TransactionsFragment.kt
@@ -0,0 +1,34 @@
+package cy.agorise.bitsybitshareswallet.fragments
+
+import android.arch.lifecycle.ViewModelProviders
+import android.os.Bundle
+import android.support.v4.app.Fragment
+import android.view.LayoutInflater
+import android.view.View
+import android.view.ViewGroup
+
+import cy.agorise.bitsybitshareswallet.R
+import cy.agorise.bitsybitshareswallet.viewmodels.TransactionsViewModel
+
+class TransactionsFragment : Fragment() {
+
+    companion object {
+        fun newInstance() = TransactionsFragment()
+    }
+
+    private lateinit var viewModel: TransactionsViewModel
+
+    override fun onCreateView(
+        inflater: LayoutInflater, container: ViewGroup?,
+        savedInstanceState: Bundle?
+    ): View? {
+        return inflater.inflate(R.layout.transactions_fragment, container, false)
+    }
+
+    override fun onActivityCreated(savedInstanceState: Bundle?) {
+        super.onActivityCreated(savedInstanceState)
+        viewModel = ViewModelProviders.of(this).get(TransactionsViewModel::class.java)
+        // TODO: Use the ViewModel
+    }
+
+}
diff --git a/app/src/main/java/cy/agorise/bitsybitshareswallet/viewmodels/BalancesViewModel.kt b/app/src/main/java/cy/agorise/bitsybitshareswallet/viewmodels/BalancesViewModel.kt
new file mode 100644
index 0000000..ca17066
--- /dev/null
+++ b/app/src/main/java/cy/agorise/bitsybitshareswallet/viewmodels/BalancesViewModel.kt
@@ -0,0 +1,7 @@
+package cy.agorise.bitsybitshareswallet.viewmodels
+
+import android.arch.lifecycle.ViewModel
+
+class BalancesViewModel : ViewModel() {
+    // TODO: Implement the ViewModel
+}
diff --git a/app/src/main/java/cy/agorise/bitsybitshareswallet/viewmodels/MerchantsViewModel.kt b/app/src/main/java/cy/agorise/bitsybitshareswallet/viewmodels/MerchantsViewModel.kt
new file mode 100644
index 0000000..870444d
--- /dev/null
+++ b/app/src/main/java/cy/agorise/bitsybitshareswallet/viewmodels/MerchantsViewModel.kt
@@ -0,0 +1,7 @@
+package cy.agorise.bitsybitshareswallet.viewmodels
+
+import android.arch.lifecycle.ViewModel;
+
+class MerchantsViewModel : ViewModel() {
+    // TODO: Implement the ViewModel
+}
diff --git a/app/src/main/java/cy/agorise/bitsybitshareswallet/viewmodels/TransactionsViewModel.kt b/app/src/main/java/cy/agorise/bitsybitshareswallet/viewmodels/TransactionsViewModel.kt
new file mode 100644
index 0000000..0ec12f3
--- /dev/null
+++ b/app/src/main/java/cy/agorise/bitsybitshareswallet/viewmodels/TransactionsViewModel.kt
@@ -0,0 +1,7 @@
+package cy.agorise.bitsybitshareswallet.viewmodels
+
+import android.arch.lifecycle.ViewModel;
+
+class TransactionsViewModel : ViewModel() {
+    // TODO: Implement the ViewModel
+}
diff --git a/app/src/main/res/layout/balances_fragment.xml b/app/src/main/res/layout/balances_fragment.xml
new file mode 100644
index 0000000..20be945
--- /dev/null
+++ b/app/src/main/res/layout/balances_fragment.xml
@@ -0,0 +1,14 @@
+<?xml version="1.0" encoding="utf-8"?>
+<FrameLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:tools="http://schemas.android.com/tools"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    tools:context=".fragments.BalancesFragment">
+
+    <TextView
+        android:layout_width="match_parent"
+        android:layout_height="match_parent"
+        android:text="Balances"/>
+
+</FrameLayout>
\ No newline at end of file
diff --git a/app/src/main/res/layout/fragment_main.xml b/app/src/main/res/layout/fragment_main.xml
deleted file mode 100644
index 29759ef..0000000
--- a/app/src/main/res/layout/fragment_main.xml
+++ /dev/null
@@ -1,22 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<android.support.constraint.ConstraintLayout
-    xmlns:android="http://schemas.android.com/apk/res/android"
-     xmlns:app="http://schemas.android.com/apk/res-auto"
-     xmlns:tools="http://schemas.android.com/tools"
-     android:id="@+id/constraintLayout"
-     android:layout_width="match_parent"
-     android:layout_height="match_parent"
-     tools:context=".activities.MainActivity$PlaceholderFragment">
-
-    <TextView
-        android:id="@+id/section_label"
-        android:layout_width="wrap_content"
-        android:layout_height="wrap_content"
-        android:layout_marginStart="@dimen/activity_horizontal_margin"
-        android:layout_marginEnd="@dimen/activity_horizontal_margin"
-        android:layout_marginTop="@dimen/activity_vertical_margin"
-        android:layout_marginBottom="@dimen/activity_vertical_margin"
-        app:layout_constraintTop_toTopOf="parent"
-        app:layout_constraintStart_toStartOf="parent"/>
-
-</android.support.constraint.ConstraintLayout>
\ No newline at end of file
diff --git a/app/src/main/res/layout/merchants_fragment.xml b/app/src/main/res/layout/merchants_fragment.xml
new file mode 100644
index 0000000..bdd66aa
--- /dev/null
+++ b/app/src/main/res/layout/merchants_fragment.xml
@@ -0,0 +1,14 @@
+<?xml version="1.0" encoding="utf-8"?>
+<FrameLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:tools="http://schemas.android.com/tools"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    tools:context=".fragments.MerchantsFragment">
+
+    <TextView
+        android:layout_width="match_parent"
+        android:layout_height="match_parent"
+        android:text="Merchants"/>
+
+</FrameLayout>
\ No newline at end of file
diff --git a/app/src/main/res/layout/transactions_fragment.xml b/app/src/main/res/layout/transactions_fragment.xml
new file mode 100644
index 0000000..743ce9d
--- /dev/null
+++ b/app/src/main/res/layout/transactions_fragment.xml
@@ -0,0 +1,14 @@
+<?xml version="1.0" encoding="utf-8"?>
+<FrameLayout
+    xmlns:android="http://schemas.android.com/apk/res/android"
+    xmlns:tools="http://schemas.android.com/tools"
+    android:layout_width="match_parent"
+    android:layout_height="match_parent"
+    tools:context=".fragments.TransactionsFragment">
+
+    <TextView
+        android:layout_width="match_parent"
+        android:layout_height="match_parent"
+        android:text="Transactions"/>
+
+</FrameLayout>
\ No newline at end of file
diff --git a/app/src/main/res/values/strings.xml b/app/src/main/res/values/strings.xml
index 62c929f..6893cbf 100644
--- a/app/src/main/res/values/strings.xml
+++ b/app/src/main/res/values/strings.xml
@@ -5,4 +5,6 @@
     <string name="tab_text_3">Tab 3</string>
     <string name="action_settings">Settings</string>
     <string name="section_format">Hello World from section: %1$d</string>
+    <string name="title_transactions">Transactions</string>
+    <string name="title_merchants">Merchants</string>
 </resources>